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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,299 | $125,797+103.7% | $170,028+50.7% | $75,181+240.9% |
| Participation rate | 97.7% | 83.6%+14.1pp | 87.0%+10.7pp | 67.2%+30.5pp |
| Annual return | 15.94% | 27.20%-11.3pp | 53.39%-37.4pp | 160.69%-144.7pp |
| Employer contribution / active EE | $17,351 | $4,616+275.9% | $6,788+155.6% | $2,671+549.7% |
| Participant deferral / active EE | $15,064 | $6,838+120.3% | $10,409+44.7% | $4,126+265.1% |
| Admin fee / account holder | $43,254 | $8,177+429.0% | $12,820+237.4% | $5,650+665.6% |