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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,256 | $115,814-56.6% | $101,275-50.4% | $158,982-68.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 10.39% | 56.16%-45.8pp | 46.48%-36.1pp | 302.99%-292.6pp |
| Employer contribution / active EE | $11,825 | $4,176+183.2% | $3,660+223.1% | $4,763+148.3% |
| Participant deferral / active EE | $9,489 | $4,958+91.4% | $4,371+117.1% | $5,983+58.6% |
| Admin fee / account holder | $2,390 | $7,249-67.0% | $5,948-59.8% | $11,252-78.8% |