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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,438 | $107,368-68.9% | $92,915-64.0% | $152,909-78.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 16.04% | 145.64%-129.6pp | 109.45%-93.4pp | 345.46%-329.4pp |
| Employer contribution / active EE | $9,289 | $4,222+120.0% | $3,653+154.3% | $4,764+95.0% |
| Participant deferral / active EE | $7,677 | $4,848+58.4% | $4,238+81.1% | $5,851+31.2% |
| Admin fee / account holder | $2,044 | $7,082-71.1% | $5,796-64.7% | $11,601-82.4% |