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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,963 | $148,582-73.8% | $135,942-71.3% | $139,456-72.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 26.64% | 79.26%-52.6pp | 68.28%-41.6pp | 373.45%-346.8pp |
| Employer contribution / active EE | $5,561 | $5,245+6.0% | $4,858+14.5% | $4,753+17.0% |
| Participant deferral / active EE | $5,910 | $8,101-27.1% | $7,759-23.8% | $6,711-11.9% |
| Admin fee / account holder | $1,314 | $12,402-89.4% | $10,764-87.8% | $11,407-88.5% |