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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,200 | $48,053-49.6% | $84,628-71.4% | $72,975-66.8% |
| Participation rate | 97.9% | 57.6%+40.3pp | 68.2%+29.6pp | 69.5%+28.4pp |
| Annual return | 17.47% | 37.39%-19.9pp | 258.80%-241.3pp | 81.01%-63.5pp |
| Employer contribution / active EE | $1,628 | $1,602+1.6% | $2,653-38.6% | $2,440-33.3% |
| Participant deferral / active EE | $3,971 | $2,681+48.1% | $3,900+1.8% | $3,608+10.1% |
| Admin fee / account holder | $8,567 | $3,395+152.3% | $4,914+74.3% | $5,124+67.2% |