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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $9,727 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,319 | $56,063-74.5% | $76,051-81.2% | $80,911-82.3% |
| Participation rate | 78.4% | 62.0%+16.3pp | 69.1%+9.3pp | 67.6%+10.7pp |
| Annual return | 13.57% | 20.54%-7.0pp | 360.42%-346.8pp | 35.63%-22.1pp |
| Employer contribution / active EE | $3,286 | $1,874+75.3% | $2,690+22.2% | $2,756+19.2% |
| Participant deferral / active EE | $5,980 | $3,052+95.9% | $4,257+40.5% | $4,297+39.2% |
| Admin fee / account holder | $73 | $5,240-98.6% | $6,416-98.9% | $6,935-99.0% |