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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,087 | $115,810+8.0% | $101,271+23.5% | $158,966-21.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 19.87% | 56.15%-36.3pp | 46.48%-26.6pp | 302.95%-283.1pp |
| Employer contribution / active EE | $11,073 | $4,175+165.2% | $3,660+202.5% | $4,762+132.5% |
| Participant deferral / active EE | $5,032 | $4,958+1.5% | $4,371+15.1% | $5,983-15.9% |
| Admin fee / account holder | $1,099 | $7,248-84.8% | $5,948-81.5% | $11,250-90.2% |