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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,563 | $27,639-61.8% | $61,501-82.8% | $68,490-84.6% |
| Participation rate | 30.8% | 39.5%-8.7pp | 52.6%-21.8pp | 67.9%-37.1pp |
| Annual return | -8.14% | -13.19%+5.1pp | 339.04%-347.2pp | -7.85%-0.3pp |
| Employer contribution / active EE | $500 | $696-28.2% | $1,160-56.9% | $2,597-80.8% |
| Participant deferral / active EE | $3,160 | $1,264+150.1% | $2,125+48.8% | $4,028-21.5% |
| Admin fee / account holder | $226 | $2,012-88.8% | $2,132-89.4% | $5,403-95.8% |