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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,872 | $28,109-89.8% | $71,089-96.0% | $56,289-94.9% |
| Participation rate | 30.3% | 40.4%-10.1pp | 54.6%-24.4pp | 69.9%-39.6pp |
| Annual return | 0.00% | -615.05%+615.1pp | 650.65%-650.6pp | -9.96%+10.0pp |
| Employer contribution / active EE | $158 | $558-71.6% | $1,088-85.5% | $2,111-92.5% |
| Participant deferral / active EE | $1,214 | $1,116+8.8% | $1,873-35.2% | $3,350-63.8% |
| Admin fee / account holder | $93 | $585-84.1% | $3,082-97.0% | $521-82.2% |