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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,602 | $90,509+169.1% | $78,693+209.6% | $273,968-11.1% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 6.43% | 75.61%-69.2pp | 62.18%-55.8pp | 41.45%-35.0pp |
| Employer contribution / active EE | $25,304 | $3,175+697.0% | $2,850+787.8% | $4,869+419.7% |
| Participant deferral / active EE | $16,000 | $3,901+310.1% | $3,517+354.9% | $5,287+202.6% |
| Admin fee / account holder | $133,735 | $5,264+2440.7% | $4,511+2864.8% | $10,132+1219.9% |