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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,496 | $97,881-68.8% | $80,004-61.9% | $125,389-75.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 73.0%+27.0pp | 83.2%+16.8pp |
| Annual return | -0.47% | 9.36%-9.8pp | 7.63%-8.1pp | 282.24%-282.7pp |
| Employer contribution / active EE | $868 | $3,128-72.2% | $2,473-64.9% | $4,866-82.2% |
| Participant deferral / active EE | $2,752 | $3,744-26.5% | $3,204-14.1% | $5,352-48.6% |
| Admin fee / account holder | $1,425 | $6,278-77.3% | $5,033-71.7% | $9,541-85.1% |