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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,184 | $85,766-45.0% | $136,298-65.4% | $70,126-32.7% |
| Participation rate | 85.3% | 74.2%+11.1pp | 81.9%+3.4pp | 69.5%+15.8pp |
| Annual return | 20.45% | 31.46%-11.0pp | 5156.27%-5135.8pp | 73.15%-52.7pp |
| Employer contribution / active EE | $2,951 | $2,966-0.5% | $4,696-37.2% | $2,343+26.0% |
| Participant deferral / active EE | $5,904 | $5,051+16.9% | $6,247-5.5% | $3,332+77.2% |
| Admin fee / account holder | $4,573 | $5,421-15.6% | $9,244-50.5% | $4,645-1.6% |