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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,205 | $140,592+97.9% | $123,106+126.0% | $125,388+121.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -7.95% | 16.80%-24.7pp | 13.22%-21.2pp | 282.24%-290.2pp |
| Employer contribution / active EE | $19,372 | $6,041+220.7% | $5,151+276.1% | $4,866+298.1% |
| Participant deferral / active EE | $10,070 | $6,980+44.3% | $6,229+61.7% | $5,352+88.2% |
| Admin fee / account holder | $7,273 | $11,198-35.0% | $9,015-19.3% | $9,541-23.8% |