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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,856 | $43,423-65.8% | $78,676-81.1% | $55,167-73.1% |
| Participation rate | 52.2% | 68.0%-15.9pp | 73.6%-21.4pp | 69.0%-16.8pp |
| Annual return | 5.80% | 11.53%-5.7pp | 62.19%-56.4pp | 169.23%-163.4pp |
| Employer contribution / active EE | $823 | $1,997-58.8% | $2,850-71.1% | $1,963-58.1% |
| Participant deferral / active EE | $1,327 | $2,509-47.1% | $3,517-62.3% | $3,054-56.6% |
| Admin fee / account holder | $35 | $416-91.5% | $4,510-99.2% | $504-93.0% |