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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,596 | $141,004-50.6% | $112,273-38.0% | $139,466-50.1% |
| Participation rate | 66.7% | 79.2%-12.5pp | 72.4%-5.8pp | 80.3%-13.7pp |
| Annual return | 15.47% | 32.75%-17.3pp | 30.23%-14.8pp | 373.66%-358.2pp |
| Employer contribution / active EE | $1,728 | $4,285-59.7% | $3,431-49.6% | $4,754-63.6% |
| Participant deferral / active EE | $12,131 | $5,878+106.4% | $4,800+152.7% | $6,712+80.7% |
| Admin fee / account holder | $24,951 | $9,959+150.5% | $7,752+221.9% | $11,409+118.7% |