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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,221 | $149,741+7.7% | $118,914+35.6% | $158,982+1.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 20.69% | 19.94%+0.7pp | 35.89%-15.2pp | 302.99%-282.3pp |
| Employer contribution / active EE | $1,859 | $4,119-54.9% | $3,264-43.1% | $4,763-61.0% |
| Participant deferral / active EE | $19,214 | $5,226+267.7% | $4,266+350.4% | $5,983+221.1% |
| Admin fee / account holder | $1,713 | $8,607-80.1% | $6,582-74.0% | $11,252-84.8% |