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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,149 | $161,352-44.1% | $134,172-32.8% | $137,256-34.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 10.48% | 28.72%-18.2pp | 25.30%-14.8pp | 220.34%-209.9pp |
| Employer contribution / active EE | $0 | $4,099-100.0% | $3,420-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $26,155 | $5,552+371.1% | $4,690+457.6% | $6,407+308.2% |
| Admin fee / account holder | $51,282 | $15,028+241.2% | $12,016+326.8% | $12,270+317.9% |