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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,106 | $150,435-31.5% | $120,580-14.5% | $145,897-29.3% |
| Participation rate | 66.7% | 78.8%-12.1pp | 72.0%-5.3pp | 80.3%-13.6pp |
| Annual return | 8.91% | 154.60%-145.7pp | 107.48%-98.6pp | 552.29%-543.4pp |
| Employer contribution / active EE | $994 | $4,352-77.2% | $3,469-71.3% | $4,663-78.7% |
| Participant deferral / active EE | $17,211 | $6,174+178.8% | $4,995+244.5% | $6,689+157.3% |
| Admin fee / account holder | $1,268 | $12,182-89.6% | $9,418-86.5% | $13,390-90.5% |