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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,075 | $57,108-24.6% | $94,228-54.3% | $52,331-17.7% |
| Participation rate | 68.8% | 72.9%-4.2pp | 78.8%-10.0pp | 68.1%+0.6pp |
| Annual return | -0.94% | 1.47%-2.4pp | 10.68%-11.6pp | 4.54%-5.5pp |
| Employer contribution / active EE | $1,543 | $1,735-11.1% | $3,587-57.0% | $1,882-18.0% |
| Participant deferral / active EE | $2,469 | $3,040-18.8% | $4,320-42.8% | $3,022-18.3% |
| Admin fee / account holder | $13 | $546-97.7% | $6,269-99.8% | $592-97.9% |