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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,696 | $174,379-18.2% | $152,093-6.2% | $138,895+2.7% |
| Participation rate | 55.6% | 81.6%-26.1pp | 77.8%-22.2pp | 79.9%-24.4pp |
| Annual return | 20.41% | 74.86%-54.4pp | 66.36%-45.9pp | 145.39%-125.0pp |
| Employer contribution / active EE | $1,831 | $4,652-60.6% | $4,175-56.2% | $4,194-56.4% |
| Participant deferral / active EE | $4,162 | $6,159-32.4% | $5,451-23.7% | $6,396-34.9% |
| Admin fee / account holder | $10 | $16,880-99.9% | $14,497-99.9% | $12,562-99.9% |