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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,143 | $175,231+142.6% | $149,696+184.0% | $139,466+204.8% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 14.68% | 166.77%-152.1pp | 134.46%-119.8pp | 373.66%-359.0pp |
| Employer contribution / active EE | $9,439 | $5,478+72.3% | $4,821+95.8% | $4,754+98.5% |
| Participant deferral / active EE | $9,189 | $6,521+40.9% | $5,682+61.7% | $6,712+36.9% |
| Admin fee / account holder | $509 | $16,155-96.8% | $13,212-96.1% | $11,409-95.5% |