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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,235 | $180,459+33.1% | $154,108+55.9% | $135,380+77.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.22% | 888.21%-895.4pp | 735.21%-742.4pp | 519.81%-527.0pp |
| Employer contribution / active EE | $7,508 | $6,035+24.4% | $5,298+41.7% | $4,779+57.1% |
| Participant deferral / active EE | $4,961 | $5,806-14.6% | $5,081-2.4% | $5,609-11.6% |
| Admin fee / account holder | $1,127 | $16,145-93.0% | $13,411-91.6% | $10,828-89.6% |