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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,348 | $70,684-45.7% | $169,397-77.4% | $75,177-49.0% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 10.93% | 36.38%-25.5pp | 406.23%-395.3pp | 160.75%-149.8pp |
| Employer contribution / active EE | $2,430 | $2,211+9.9% | $4,013-39.4% | $2,671-9.0% |
| Participant deferral / active EE | $3,670 | $4,310-14.9% | $6,223-41.0% | $4,126-11.1% |
| Admin fee / account holder | $20,489 | $5,404+279.1% | $9,017+127.2% | $5,651+262.6% |