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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,556 | $79,449-15.0% | $189,575-64.4% | $85,847-21.3% |
| Participation rate | 75.0% | 66.0%+9.0pp | 78.4%-3.4pp | 69.3%+5.7pp |
| Annual return | 11.31% | 18.45%-7.1pp | 64.19%-52.9pp | 318.61%-307.3pp |
| Employer contribution / active EE | $2,401 | $2,081+15.4% | $4,412-45.6% | $2,565-6.4% |
| Participant deferral / active EE | $6,122 | $4,051+51.1% | $6,174-0.8% | $3,952+54.9% |
| Admin fee / account holder | $947 | $5,377-82.4% | $9,806-90.3% | $6,261-84.9% |