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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,454 | $165,361-63.4% | $149,715-59.6% | $158,950-62.0% |
| Participation rate | 81.3% | 84.6%-3.3pp | 82.5%-1.2pp | 82.0%-0.7pp |
| Annual return | 14.92% | 348.24%-333.3pp | 276.66%-261.7pp | 302.91%-288.0pp |
| Employer contribution / active EE | $1,185 | $5,103-76.8% | $4,645-74.5% | $4,762-75.1% |
| Participant deferral / active EE | $3,268 | $7,182-54.5% | $6,842-52.2% | $5,983-45.4% |
| Admin fee / account holder | $733 | $10,808-93.2% | $9,310-92.1% | $11,248-93.5% |