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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,518 | $100,895-93.5% | $90,430-92.8% | $158,950-95.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 0.00% | 1725.54%-1725.5pp | 1293.73%-1293.7pp | 302.91%-302.9pp |
| Employer contribution / active EE | $2,398 | $3,689-35.0% | $3,262-26.5% | $4,762-49.6% |
| Participant deferral / active EE | $6,129 | $4,347+41.0% | $3,963+54.7% | $5,983+2.4% |
| Admin fee / account holder | $541 | $6,505-91.7% | $5,613-90.4% | $11,248-95.2% |