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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,222 | $117,846-59.9% | $102,434-53.9% | $145,884-67.6% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.41% | 31.90%-17.5pp | 29.46%-15.0pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,586 | $3,615-56.1% | $3,023-47.5% | $4,662-66.0% |
| Participant deferral / active EE | $4,980 | $5,733-13.1% | $5,055-1.5% | $6,690-25.6% |
| Admin fee / account holder | $426 | $13,356-96.8% | $9,462-95.5% | $13,392-96.8% |