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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,665 | $110,240-70.4% | $96,544-66.2% | $139,487-76.6% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 30.85% | 26.41%+4.4pp | 25.88%+5.0pp | 373.84%-343.0pp |
| Employer contribution / active EE | $1,390 | $3,622-61.6% | $2,966-53.2% | $4,755-70.8% |
| Participant deferral / active EE | $4,694 | $5,549-15.4% | $4,851-3.2% | $6,713-30.1% |
| Admin fee / account holder | $1,840 | $11,602-84.1% | $8,254-77.7% | $11,407-83.9% |