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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $32,800 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $27,443 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,388 | $71,534-3.0% | $98,462-29.5% | $71,529-3.0% |
| Participation rate | 96.1% | 72.7%+23.4pp | 75.2%+20.9pp | 67.9%+28.1pp |
| Annual return | 17.84% | 32.44%-14.6pp | 21.17%-3.3pp | 28.97%-11.1pp |
| Employer contribution / active EE | $3,481 | $2,399+45.1% | $3,049+14.2% | $2,590+34.4% |
| Participant deferral / active EE | $7,962 | $4,109+93.8% | $4,738+68.0% | $4,291+85.5% |
| Admin fee / account holder | $261 | $1,677-84.4% | $8,875-97.1% | $1,588-83.6% |