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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,730 | $79,438+38.1% | $106,554+3.0% | $79,389+38.2% |
| Participation rate | 75.9% | 74.2%+1.8pp | 76.1%-0.2pp | 70.7%+5.2pp |
| Annual return | 15.85% | 18.27%-2.4pp | 26.80%-11.0pp | 116.89%-101.0pp |
| Employer contribution / active EE | $4,285 | $2,235+91.7% | $2,819+52.0% | $2,428+76.5% |
| Participant deferral / active EE | $6,857 | $3,824+79.3% | $4,398+55.9% | $4,046+69.5% |
| Admin fee / account holder | $1,945 | $523+271.9% | $7,408-73.7% | $626+210.5% |