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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,912 | $78,705-31.5% | $117,857-54.3% | $70,131-23.1% |
| Participation rate | 81.5% | 73.2%+8.3pp | 79.7%+1.8pp | 69.5%+11.9pp |
| Annual return | 21.14% | 23.30%-2.2pp | 335.09%-313.9pp | 73.14%-52.0pp |
| Employer contribution / active EE | $2,299 | $2,223+3.4% | $3,786-39.3% | $2,342-1.9% |
| Participant deferral / active EE | $6,269 | $3,297+90.1% | $4,482+39.9% | $3,332+88.2% |
| Admin fee / account holder | $3,333 | $5,065-34.2% | $8,020-58.4% | $4,645-28.3% |