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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,740 | $140,592-68.9% | $123,105-64.5% | $125,389-65.1% |
| Participation rate | 75.0% | 88.2%-13.2pp | 86.8%-11.8pp | 83.2%-8.2pp |
| Annual return | -11.81% | 16.80%-28.6pp | 13.22%-25.0pp | 282.24%-294.0pp |
| Employer contribution / active EE | $2,301 | $6,041-61.9% | $5,151-55.3% | $4,866-52.7% |
| Participant deferral / active EE | $3,861 | $6,980-44.7% | $6,229-38.0% | $5,352-27.9% |
| Admin fee / account holder | $2,774 | $11,198-75.2% | $9,014-69.2% | $9,541-70.9% |