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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,813 | $209,422-39.0% | $178,503-28.4% | $158,982-19.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 5.16% | 188.81%-183.7pp | 151.12%-146.0pp | 302.99%-297.8pp |
| Employer contribution / active EE | $2,385 | $5,707-58.2% | $5,011-52.4% | $4,763-49.9% |
| Participant deferral / active EE | $4,844 | $5,955-18.7% | $5,202-6.9% | $5,983-19.0% |
| Admin fee / account holder | $12,835 | $17,079-24.9% | $13,987-8.2% | $11,252+14.1% |