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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,773 | $67,396+56.9% | $60,919+73.6% | $134,545-21.4% |
| Participation rate | 55.6% | 76.2%-20.6pp | 73.1%-17.5pp | 81.2%-25.7pp |
| Annual return | -15.23% | 50.12%-65.3pp | 16.96%-32.2pp | 418.37%-433.6pp |
| Employer contribution / active EE | $845 | $3,101-72.8% | $2,704-68.8% | $4,742-82.2% |
| Participant deferral / active EE | $4,999 | $4,534+10.2% | $3,814+31.0% | $6,401-21.9% |
| Admin fee / account holder | $8,611 | $4,590+87.6% | $3,228+166.8% | $11,431-24.7% |