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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,307 | $84,708+51.5% | $75,714+69.5% | $167,536-23.4% |
| Participation rate | 78.6% | 77.8%+0.7pp | 74.8%+3.7pp | 82.1%-3.5pp |
| Annual return | 9.05% | 199.62%-190.6pp | 104.62%-95.6pp | 478.82%-469.8pp |
| Employer contribution / active EE | $4,233 | $3,231+31.0% | $2,744+54.3% | $4,839-12.5% |
| Participant deferral / active EE | $6,594 | $4,577+44.1% | $3,820+72.6% | $6,342+4.0% |
| Admin fee / account holder | $13,226 | $5,358+146.9% | $3,619+265.5% | $12,315+7.4% |