Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,273 |
ADP BROKER-DEALER5+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY5+ years Service code 49 4890 W KENNEDY BLVD STE 700 · TAMPA, FL 33609 | Other Services | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,747 | $65,027-77.3% | $90,970-83.8% | $79,852-81.5% |
| Participation rate | 74.0% | 61.6%+12.4pp | 69.0%+5.0pp | 69.6%+4.4pp |
| Annual return | 9.98% | 30.45%-20.5pp | 134.58%-124.6pp | 31.72%-21.7pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,779 | $2,512+50.5% | $3,373+12.0% | $3,740+1.0% |
| Admin fee / account holder | $37 | $4,535-99.2% | $5,960-99.4% | $5,306-99.3% |