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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,908 | $81,403+96.4% | $147,027+8.8% | $87,485+82.8% |
| Participation rate | 62.5% | 63.4%-0.9pp | 73.7%-11.2pp | 68.9%-6.4pp |
| Annual return | 19.60% | 16.51%+3.1pp | 20.23%-0.6pp | 26.06%-6.5pp |
| Employer contribution / active EE | $2,384 | $2,205+8.1% | $3,626-34.2% | $2,596-8.2% |
| Participant deferral / active EE | $6,917 | $3,315+108.6% | $4,933+40.2% | $4,274+61.9% |
| Admin fee / account holder | $883 | $6,755-86.9% | $12,223-92.8% | $7,775-88.6% |