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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,818 | $68,878+88.5% | $120,574+7.7% | $80,935+60.4% |
| Participation rate | 70.0% | 61.7%+8.3pp | 71.9%-1.9pp | 67.7%+2.3pp |
| Annual return | 14.81% | 23.67%-8.9pp | 107.42%-92.6pp | 35.66%-20.8pp |
| Employer contribution / active EE | $2,590 | $2,065+25.4% | $3,471-25.4% | $2,757-6.0% |
| Participant deferral / active EE | $7,521 | $3,189+135.8% | $4,996+50.5% | $4,299+74.9% |
| Admin fee / account holder | $15,117 | $5,782+161.5% | $9,445+60.1% | $6,924+118.3% |