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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,908 | $77,896+105.3% | $134,172+19.2% | $82,448+94.0% |
| Participation rate | 62.5% | 62.8%-0.3pp | 72.5%-10.0pp | 68.1%-5.6pp |
| Annual return | 19.60% | 18.21%+1.4pp | 25.30%-5.7pp | 41.64%-22.0pp |
| Employer contribution / active EE | $2,384 | $2,159+10.4% | $3,420-30.3% | $2,551-6.5% |
| Participant deferral / active EE | $6,917 | $3,162+118.8% | $4,690+47.5% | $4,139+67.1% |
| Admin fee / account holder | $883 | $6,336-86.1% | $12,016-92.7% | $7,234-87.8% |