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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,900 | $124,346+102.6% | $111,308+126.3% | $167,536+50.4% |
| Participation rate | 81.8% | 79.6%+2.2pp | 77.3%+4.5pp | 82.1%-0.3pp |
| Annual return | 10.96% | 37.45%-26.5pp | 54.67%-43.7pp | 478.82%-467.9pp |
| Employer contribution / active EE | $3,353 | $3,437-2.5% | $2,732+22.7% | $4,839-30.7% |
| Participant deferral / active EE | $8,738 | $5,182+68.6% | $4,487+94.7% | $6,342+37.8% |
| Admin fee / account holder | $18,467 | $10,621+73.9% | $7,965+131.8% | $12,315+50.0% |