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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,020 | $112,131+65.0% | $95,964+92.8% | $158,982+16.4% |
| Participation rate | 91.7% | 79.0%+12.7pp | 77.1%+14.6pp | 82.0%+9.7pp |
| Annual return | 13.95% | 171.19%-157.2pp | 91.64%-77.7pp | 302.99%-289.0pp |
| Employer contribution / active EE | $2,995 | $3,199-6.4% | $2,541+17.9% | $4,763-37.1% |
| Participant deferral / active EE | $7,584 | $4,784+58.5% | $4,167+82.0% | $5,983+26.8% |
| Admin fee / account holder | $6,496 | $10,136-35.9% | $6,797-4.4% | $11,252-42.3% |