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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $41,376 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 99 HARBORSIDE FINANCIAL CTR · JERSEY CITY, NJ 07311 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,395 | $65,292-55.0% | $71,671-59.0% | $77,958-62.3% |
| Participation rate | 39.3% | 67.4%-28.1pp | 68.7%-29.5pp | 71.6%-32.4pp |
| Annual return | 25.56% | 21.25%+4.3pp | 20.65%+4.9pp | 20.87%+4.7pp |
| Employer contribution / active EE | $562 | $2,085-73.0% | $2,460-77.1% | $2,310-75.7% |
| Participant deferral / active EE | $2,601 | $3,008-13.6% | $3,438-24.4% | $3,537-26.5% |
| Admin fee / account holder | $33 | $84-61.4% | $5,558-99.4% | $97-66.5% |