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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,393 | $102,429+19.5% | $147,096-16.8% | $80,925+51.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.61% | 135.02%-123.4pp | 419.75%-408.1pp | 35.65%-24.0pp |
| Employer contribution / active EE | $8,881 | $3,716+139.0% | $4,936+79.9% | $2,756+222.2% |
| Participant deferral / active EE | $7,977 | $6,649+20.0% | $8,071-1.2% | $4,299+85.6% |
| Admin fee / account holder | $3,333 | $7,957-58.1% | $13,005-74.4% | $6,940-52.0% |