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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,383 | $89,370-25.7% | $141,197-53.0% | $72,976-9.0% |
| Participation rate | 97.9% | 75.1%+22.7pp | 82.5%+15.4pp | 69.5%+28.4pp |
| Annual return | 18.71% | 111.88%-93.2pp | 71.41%-52.7pp | 81.02%-62.3pp |
| Employer contribution / active EE | $5,513 | $3,115+77.0% | $4,736+16.4% | $2,440+125.9% |
| Participant deferral / active EE | $5,654 | $5,419+4.3% | $6,710-15.7% | $3,608+56.7% |
| Admin fee / account holder | $606 | $5,957-89.8% | $10,265-94.1% | $5,124-88.2% |