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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,472,852 | $106,267+1286.0% | $96,520+1426.0% | $139,456+956.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.37% | 38.45%-29.1pp | 35.72%-26.3pp | 373.45%-364.1pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,739-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $699 | $5,454-87.2% | $4,879-85.7% | $6,711-89.6% |
| Admin fee / account holder | $8,723 | $7,882+10.7% | $6,733+29.6% | $11,407-23.5% |