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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,135 | $138,078-63.0% | $125,363-59.2% | $134,509-62.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -6.62% | 750.49%-757.1pp | 572.15%-578.8pp | 418.13%-424.8pp |
| Employer contribution / active EE | $7,201 | $5,245+37.3% | $4,815+49.6% | $4,741+51.9% |
| Participant deferral / active EE | $3,482 | $7,800-55.4% | $7,447-53.2% | $6,400-45.6% |
| Admin fee / account holder | $1,134 | $11,566-90.2% | $10,005-88.7% | $11,427-90.1% |