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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,118 | $165,381-79.4% | $149,730-77.2% | $158,966-78.5% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 11.14% | 348.29%-337.2pp | 276.70%-265.6pp | 302.95%-291.8pp |
| Employer contribution / active EE | $1,879 | $5,104-63.2% | $4,645-59.6% | $4,762-60.6% |
| Participant deferral / active EE | $2,681 | $7,182-62.7% | $6,843-60.8% | $5,983-55.2% |
| Admin fee / account holder | $1,469 | $10,809-86.4% | $9,310-84.2% | $11,250-86.9% |