Retirement plan

ST JAMES PRESCHOOL 401 K PROFIT SHARING PLAN TRUST

Name: ST JAMES PRESCHOOL - ST JAMES PRESCHOOL 401 K PROFIT SHARING PLAN TRUST (2018) Form 5500
Creator: ST JAMES PRESCHOOL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ST JAMES PRESCHOOL 401 K PROFIT SHARING PLAN TRUST, ST JAMES PRESCHOOL

ST JAMES PRESCHOOLEIN 20-0247610Plan #001PY 2018

4620 CALIFORNIA ST - SAN FRANCISCO, CA 941181225415-752-8258stjamespreschool.comLinkedIn1-10 employeesprimary/secondary education

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$531K

+8.2% from 2017

Total participants

+20.0% from 2017

Average account balance

$53,098

+8.2% from 2017

Annual return

-3.95%

-13.77 pp from 2017

Benchmarks

See 5,839 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort5,839 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$776K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$86K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$70K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.61%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$46703

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2T2E3D2G2F2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,098

$69,518-23.6%

$59,887-11.3%

$135,379-60.8%

Participation rate

77.8%

77.8%-0.1pp

74.7%+3.1pp

82.6%-4.9pp

Annual return

-3.95%

7.95%-11.9pp

3.46%-7.4pp

519.79%-523.7pp

Employer contribution / active EE

$1,931

$3,235-40.3%

$2,722-29.1%

$4,779-59.6%

Participant deferral / active EE

$4,670

$4,204+11.1%

$3,402+37.3%

$5,609-16.7%

Admin fee / account holder

$5,734-100.0%

$3,591-100.0%

$10,828-100.0%

ST JAMES PRESCHOOL 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

ST JAMES PRESCHOOL 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion