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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,009 | $114,119+88.4% | $107,187+100.6% | $138,895+54.8% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 21.01% | 273.21%-252.2pp | 204.55%-183.5pp | 145.39%-124.4pp |
| Employer contribution / active EE | $2,038 | $4,059-49.8% | $3,782-46.1% | $4,194-51.4% |
| Participant deferral / active EE | $41,000 | $5,538+640.4% | $5,096+704.6% | $6,396+541.0% |
| Admin fee / account holder | $20 | $10,024-99.8% | $9,162-99.8% | $12,562-99.8% |