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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,868 | $178,174-71.5% | $156,181-67.4% | $137,256-62.9% |
| Participation rate | 40.0% | 82.0%-42.0pp | 78.8%-38.8pp | 80.0%-40.0pp |
| Annual return | 22.79% | 84.19%-61.4pp | 64.87%-42.1pp | 220.34%-197.6pp |
| Employer contribution / active EE | $1,234 | $4,972-75.2% | $4,294-71.3% | $4,156-70.3% |
| Participant deferral / active EE | $2,407 | $6,888-65.1% | $6,132-60.8% | $6,407-62.4% |
| Admin fee / account holder | $619 | $17,404-96.4% | $14,586-95.8% | $12,270-95.0% |