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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,154 | $166,268-75.8% | $165,100-75.7% | $145,897-72.5% |
| Participation rate | 43.8% | 82.0%-38.3pp | 78.6%-34.9pp | 80.3%-36.6pp |
| Annual return | 36.81% | 100.52%-63.7pp | 70.21%-33.4pp | 552.29%-515.5pp |
| Employer contribution / active EE | $1,511 | $5,284-71.4% | $4,348-65.3% | $4,663-67.6% |
| Participant deferral / active EE | $2,978 | $6,964-57.2% | $6,035-50.7% | $6,689-55.5% |
| Admin fee / account holder | $1,790 | $16,659-89.3% | $12,696-85.9% | $13,390-86.6% |