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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,459 | $72,012+115.9% | $185,827-16.3% | $79,858+94.7% |
| Participation rate | 93.7% | 65.8%+27.9pp | 78.0%+15.6pp | 69.6%+24.0pp |
| Annual return | 13.83% | 23.12%-9.3pp | 35.96%-22.1pp | 31.72%-17.9pp |
| Employer contribution / active EE | $5,746 | $1,965+192.5% | $4,087+40.6% | $2,471+132.5% |
| Participant deferral / active EE | $12,161 | $3,779+221.8% | $5,633+115.9% | $3,740+225.1% |
| Admin fee / account holder | $7,603 | $4,513+68.5% | $9,502-20.0% | $5,306+43.3% |